Rates and Insurance

My normal rate for a 50-55 minute session is $180.  I accept cash or personal checks.  I also currently accept payment via the Cash.me app, which you can download for your smartphone.

I am sometimes able to negotiate a fee reduction with clients on a case-by-case basis, depending on availability.  Reduced-fee slots are more often available during the daytime/afternoon hours.

I am always glad to provide receipts for services so you can get reimbursement from your Flexible Spending Account (FSA) or Health Savings Account (HSA) if your employer offers one.  Typically you have to designate an amount of money to set aside each paycheck during your open enrollment period, so if you don’t currently participate in your employer’s offering, ask your HR department when you could enroll.

I do not currently participate in any insurance plans.  However, many people on PPO plans have some coverage for out-of-network services.  Typically there is a deductible you must meet, and then you can receive reimbursement for some percentage of the “allowable” cost of therapy (often 50-60% of whatever they say therapy “should” cost – this number rarely corresponds to what professionals typically charge, for some reason).  This is often a way to make therapy more affordable, though it typically does not cover the full cost.

I am glad to provide you with a “superbill” to present to your insurance company for out-of-network services.  However, payment must be provided at the time of your sessions with me. You are responsible for understanding your plan’s coverage and reimbursement policies, and negotiating any discrepancies.

A superbill does require a billable DSM diagnosis, which we can discuss in a free phone consultation.  This means that for the purpose of couple or family therapy, one person must be designated as the “patient.”  Some plans limit the number of therapy sessions to 20 per year unless you have a parity diagnosis.

 

Leave a Reply

Your email address will not be published. Required fields are marked *